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JOINT TENANCY A form of ownership of property giving each person equal interest in the property, including rights of survivorship. ORIGINATION FEE Fee charged by a lender to cover administrative costs of processing a loan. TAX IMPOUND Money paid to and held by a lender for annual tax payments. PROPERTY The rights or interests a person has in the thing owned; not, in the technical sense, the thing itself. These rights include the right to possess, to use, to encumber, to transfer and to exclude, commonly called the "bundle of rights." HUD-1 UNIFORM SETTLEMENT STATEMENT A standard form which itemizes the closing costs associated with purchasing a home or refinancing a loan. POWER OF ATTORNEY Legal document authorizing one person to act on behalf of another. GOOD WILL An intangible, salable asset arising from the reputation of a business. TOWNHOUSE A type of dwelling unit normally having two floors, with the living area and kitchen on the base floor and the bedrooms located on the second floor. |
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